Record companies have apparently found a new tactic to cash in on royalties. As we are well aware, at first these businesses sued individual users who illegally downloaded music. But this approach to collecting money in order to recover from major financial loss has destroyed their public image.

Rather than lowering the cost of albums in order to compete with free music circulating through the internet, record companies have turned to collection agencies who are now suing cellphone companies over royalties from ring tones. They contested that ring tones counted as public performances and therefore cell phone companies should be obligated to pay performance fees. The courts quickly shot this down.

Despite this unsuccessful attempt to collect on royalties, Broadcast Music Inc is now suing T-Mobile over ring back tones, claiming that the mobile carrier is selling them without licensing agreements. Unlike ring tones, which play out loud when someone calls a cellphone, ring back tones play specifically to the person calling. In other words, instead of hearing a cellphone dialing, the caller will hear a song that was chosen by the cell owner.

Cynics are quickly to point out the seeming irony of this lawsuit. Ringtones which can be heard by anyone around a cellphone do not count as a public performance, so it seems ridiculous to sue the mobile carriers over a ringback tone that can be heard solely by the caller. The music industry, suffering from major financial losses, seems to be grasping at straws in order to collect any money that they possibly can.

It does not seem that lowering the cost of CDs and DVDs is an idea that has occurred to the major companies. There are still a number of music fans out there that prefer to collect and own the media, however with prices constantly spiking, downloading music for free seems very tempting. CDs generally go on sale for about seventeen dollars.

Specific bands have been skirting the issue of music downloading through unique tactics. Radiohead, an alternative rock band, established a website where fans can download the music for free, or for a donation. Nine Inch Nails’ Trent Reznor has followed suit. With record companies’ unsuccessful lawsuits and declining public image, it seems as though thinking outside of the box and fair pricing may be more effective than bullying money out of mobile carriers and individual users.

Mallory McGuinness-Hickey works for debt collection company Rapid Recovery Solution and writes free lance pieces on financial news.

Nothing speaks glamour like the 1940’s pin-up girls of Hollywood. If you want to bring a little bit of glamour to your personal bank checks, then you should definitely consider purchasing vintage-inspired pin-up girls on your checks. Not only are they great looking, but everyone will remember the checks that you write to them.

In the 1940’s, WWII was raging, but Hollywood was alive and kicking. The pin-up girls of that era graced magazines, calendars, and even playing cards. They were beautiful, glamorous, and sexy. With perfect hair and makeup, gorgeous clothing, and secret smiles, they were more than just sex symbols-they were icons. Men wanted to be with them, and women wanted to be them.

It took something special to be a pin-up girl during that era. Being a successful and beautiful movie star didn’t necessarily mean that you could also be a successful pin-up girl. Indeed, it took more than good looks and sex appeal to have your face plastered on playing cards and posters. A woman had to have an allure that set her apart from other women. She also had to appear to be accessible. One of the reasons that pin-up girls became so popular is due to the fact that their images had wide appeal and were mass-produced.

Betty Grable was one of the earliest pin-up girls. Her poster was “pinned up” in lockers during the War. The Gibson girl, who was actually an illustration, was another popular pin-up girl. Other popular pin-up girls of the 1940s include Carmen Miranda, Jane Russell, Veronica Lake, Rita Hayworth, Lana Turner, and Ava Gardner. Betty Page, in the 1950s, was one of the most popular pin-up girls of all time. In fact, merchandise containing her image can still be purchased today, despite the fact that many of her present-day fans were not alive during her heyday.

Although there are still pin-up girls today, some argue that they lack the glamour and sophistication of the girls in the past. While posters can be purchased of most famous female movie and televisions stars and models, the Golden Age of the sexy sirens of the past is gone.

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